Term Loan
A fixed sum for a decision you have already made.
- Loan amount
- $20K – $1M
- Interest rate
- As low as 6%
Financing
Working Capital
For payroll, stock and the wait to be paid.
- Funding amount
- Up to $1M
- Funding speed
- Within 24–48 hours
- Cost
- Starting at 4.5%
- Repayment
- Daily or weekly ACH
Working capital
What working capital actually is
Working capital funds the day-to-day rather than a purchase. It covers wages, rent, inventory and above all the gap between doing the work and being paid for it.
Terms run short, typically six to twenty-four months, with repayment taken daily or weekly. That rhythm suits a business with consistent takings, which is most essential trades, and suits seasonal ones much less well.
What it suits
What it suits
- Businesses with steady daily or weekly takings
- Covering the invoice-to-payment gap
- Funds within 48 hours
- No restriction on use
The application
Get your no-cost quote
About two minutes, no application fee, and no effect on your credit. If nothing suits you, nothing happens.
Rather talk to somebody first? (866) 207-0572.
Six ways to fund the work
This one, and the five beside it
Short Term Business Loan
A year or less, for something with an end in sight.
- Funding amount
- $10K – $1M
- Cost
- Beginning at 6%
Equipment Financing
For the kit the work depends on.
- Loan amount
- Up to $250K
- Cost
- As low as 8%
Working Capital
For payroll, stock and the wait to be paid.
- Funding amount
- Up to $1M
- Cost
- Starting at 4.5%
Business Line of Credit
A limit that waits until you need it.
- Funding amount
- Up to $1M
- Cost
- Starting at 4.5%
Revenue-Based Funding
Decided on your takings, not your credit score.
- Funding amount
- $5K – $500K
- Funding speed
- 24–48 hours
