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About Essential Business Financing

A billion and a half, one business at a time.

Essential exists to keep working businesses working, particularly the ones a bank finds easy to say no to.

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Open, which is the whole of what the money is for.

We are not a lender. We take a single application and put it in front of the lenders in our network with the best record of funding your industry, then go through what comes back with you: what each offer costs over its full term, what the repayment does to your week, and which ones are not worth signing.

There is no application fee and nothing hidden. We are paid by the lender when a deal closes, which means we are paid for getting a business funded rather than for steering it toward any particular product.

The businesses a town still needs in a bad year.

Industries we fund

Where that billion and a half went.

Not an exhaustive list, but it is where most of that $1.5 billion went.

Food and drink
Restaurants, cafés, bars, catering, food trucks
Retail and grocery
Convenience, specialty food, liquor, independent retail
Medical and dental
Practices, clinics, veterinary, pharmacy
Trades and construction
Contractors, electrical, plumbing, landscaping, HVAC
Transport and haulage
Owner-operators, fleets, couriers, limo and livery
Personal care
Salons, barbers, spas, gyms and studios
Automotive
Repair shops, body shops, dealers, car washes
Professional services
Agencies, accounting, legal, consulting, IT

Call (866) 207-0572, or write to 5901 W. Century Blvd, Los Angeles CA 90045.

The application

Get your no-cost quote

About two minutes, no application fee, and no effect on your credit. If nothing suits you, nothing happens.

Rather talk to somebody first? (866) 207-0572.